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Our Customer Experience Specialist (CES) will guide you through the entire process of getting an EMI plan for your home interior design before booking your site. The CES will explain the eligibility criteria and the offer terms. You could also get details of the EMI offer by downloading the Credit Fair app (for Android users) or visiting the website
The next step is to enter the loan amount on the Credit Fair app/website where you can select a tenure and instalment value that suit you best. These options are subject to credit eligibility. Terms of use are visible on the Credit Fair app and website. You’re one step away from the home interiors of your dreams!
As a final step, you need to upload the supporting documents on the Credit Fair app/ website. The details on how to upload will also be present on the app/website. And that’s it, you’re done. The team at Credit Fair will validate all documents uploaded and confirm on your application within 24 hours. If there is any further clarification/document needed, you will receive a call for the same from the Credit Fair team.
We have partnered with a trusted service provider by the name of Credit Fair (a Mumbai-based NBFC) to facilitate easy finance options for your home interiors. Asian Paints does not provide EMI options directly.
No, a maximum of 66% of your bill amount can be converted to EMIs.
No. A digital bank statement (pdf) from any nationalized bank will suffice to start designing your home interiors with the Beautiful Homes Service.
There are no processing fees, hidden or otherwise.
The minimum bill value is INR 20000.
Yes, we have no-cost EMI options for tenure of up to 15 months. Speak to our Customer Experience Specialist (CES) to know more or visit the Credit Fair website to see if you are eligible.
The interest rates (if any) will depend on the borrowed amount, credit eligibility and tenure. Download the Credit Fair app or visit the website for further details.
Down payment details are available on the Credit Fair app and website once you have entered your loan amount.
The EMI amount will be deducted from your bank account every month. In case your auto-debit mandate is not registered, you will be sent a payment link.
No tax is charged on interest payments.
The maximum tenure offered is up to 24 months
Yes, you can choose to close your EMI plan before the assigned date at no additional foreclosure charges.